Below are examples of quick credit GPLs, provided that the borrower borrows € 100 with a 30 day repayment term and no discounts or loyalty programs.
APRC is the annual percentage rate of charge, the total cost of the credit
|Lender||Amount of loan||Term of the loan||Principal and interest||GPL|
|Manny Personal Loan||$ 100||30 days||109.50 €||201.67%|
|Dedors Credit||$ 100||30 days||$ 110||218.87%|
|Vendal Credit||$ 100||30 days||$ 110||218.87%|
|DATCredit||$ 100||30 days||$ 110||218.87%|
|Gederlon Credit||$ 100||30 days||$ 110||218.87%|
|Jonny Loan||$ 100||30 days||$ 110||218.87%|
|Cara Loan||$ 100||30 days||$ 110||218.87%|
|Bedolas Credit||$ 100||30 days||112.50 €||319.59%|
|Heidie Loan||$ 100||30 days||114.75 €||433.32%|
|Credit 56 Loan||$ 100||30 days||$ 120||819.12%|
|Lovern Loan||$ 100||30 days||$ 120||819.12%|
|Gerly Loan||$ 100||30 days||127.50 €||1821.08%|
They are expressed as an annual percentage of the total amount of the loan, including the credit granting commission, excluding any total cost of the credit to be paid by the credit company for any default under the credit agreement, calculated in accordance with Cabinet of Ministers Regulations as set forth in the Special Terms.
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An example of an annual interest rate calculation is
Credit amount: € 100.00, Credit fee: € 10.00, Registration fee: € 0.01, Credit term: 30 days. GPL = 219.2%. The total amount to be paid on the loan repayment term is 110.01 €. The website lists the exact annual interest rates for each loan amount